Topic: Money

Financial and housing support

Special guardians may be able to get financial support to help pay for everyday childcare costs, as well as funding for approved therapeutic support and treatments. This guide covers the types of financial support you may receive and how you can ask for them.

Receiving a paid allowance

Special guardians may be eligible for financial support from the council, typically in the form of an allowance. That means a regularly paid sum of money for the purposes of meeting a child's needs, which you do not have to pay income tax on. 

No funding is automatically allocated to special guardians. Any funding award is based on an assessment of needs and your financial situation by the council

To be considered for funding depends on whether or not the child you care for was previously looked after by a council.

  • If the child was previously in council care, the council must assess your need for support services, including financial help.  

  • If the child was not previously in council care, you have a right to apply for your needs to be assessed, but the council can choose whether to carry out a financial assessment. 

If you aren’t sure if the child you care for was previously in care or not, that’s not unusual as it sometimes isn’t clear. You can contact our team to help clarify your situation and options.

In Buckinghamshire, if based on the financial assessment we decide you are eligible for an allowance, we typically pay this at the same rate as our fostering allowance.

So, if you were fostering the child prior to an SGO being made this is usually in place for two years after the award of your guardianship. It is then reviewed annually through financial assessment to determine if the level of funding should continue, change or stop. If you are at this review point, you can contact our team to ask questions.

You have a right to challenge any decision. Our team can help explain how this works and help you get independent advice.

All allowances are reviewed and anyone in receipt of an allowance will be expected to complete the annual financial review forms to confirm the child is still in their care. The Council must be informed of any change to circumstances as any overpayments will be recovered.

One-off payments and support

Even if you are not eligible for an allowance, you may ask the council for financial support with one-off, necessary childcare expenses and payments. Examples include paying for a suitable bed for the child or paying a babysitter for an evening so you can take a break.  

Speak to our team to find out more about how this might work and how to apply. Decisions about funding are made based on the amount to be spent, your needs and your financial situation.

Government funding and support

All special guardians can claim general government benefits, including:

These benefits are not automatically paid when you become a guardian – you will need to apply for them. We can work with our finance team to help you apply. Citizens' Advice also offers independent advice on eligibility, limits and the impact of benefits.

Unfortunately, there is currently no equivalent of paid Adoption Leave for Special Guardians. However, you may be eligible for parental leave under your employer's policies or at their discretion, or under national criteria. Government guidance on parental leave ↗ can help you work out if you are eligible.

Funding for therapeutic support and care

All Special Guardians and the children they care for can access Buckinghamshire Council’s Special Guardian support services and groups.

The child you care for may also be eligible for funding for therapeutic support through the Adoption Support Fund. Despite the name, the fund can cover special guardians and foster carers as part of a national fund that local councils can apply for.

The support plan or an assessment of need may identify extra treatment or support as something that would benefit the child you care for. Our team can help you apply to have it paid for and provided through the Adoption Support Fund.

Contact our team to find out more about the application process and decision-making criteria. Learn more about the types of behavioural support you can access.

Limited housing powers

Your needs and those of the child you care for are considered as part of any application for council housing, but there are no preferential rights to council housing for special guardians. We can write a supporting letter to add context to your needs but do not have any direct influence on an application. 

Our team can connect you to the relevant organisations in the council and to independent advice about your housing options and rights.

You may need extra support or to adapt a private home that you either own or rent to meet the needs of your guardianship. We always take those things into account when we do an assessment of need. You may be able to get financial help to make those house changes, but it depends on your situation. 

Speak to us when things change

If there is a significant change to your income, housing, health or relationships, it’s a good idea to get in touch with our team. We can give you practical advice and emotional support. 

Your support plan should adapt as your needs and situation change. If you feel that you and the child you care for would benefit from extra funding or treatment, you can ask for a new assessment of your needs.

The results of your assessment could mean that you are eligible for funding and support that you weren’t before.

Things you can do now

  • Contact our team

    We can clarify your options, discuss your needs, provide practical support and help apply for funding.

  • Get support from Citizens Advice

    You can get independent advice and guidance on your situation either online, over the phone or in person.

  • Read Family Rights Groups financial advice sheet

    The family Rights Group charity has an advice sheet for special guardians that explains your rights and the law. You can also access independent advice.

  • Read our 'worried about money' guide

    If you are worried about money, our guide outlines support available from our team and other organisations.

  • Track and boost your current finances

    MoneySavingExpert provides simple and effective online tools to help you get a good understanding of your money, budgeting and ways to manage and boost your finances.

  • Read government guidance on benefits

    The latest advice is available online and explains the different benefits available. There are step-by-step guides on applying for and reviewing benefits.